Navigating the Aid Process

Don't forget to complete the 2023-2024 FAFSA! Students need to reapply for financial aid each year by completing the Free Application for Federal Student Aid (FAFSA). Apply early to maximize your eligibility. Need help? Contact the One Stop.

What is the FAFSA?

The FAFSA (Free Application for Federal Student Aid) is the application that helps the Financial Aid Office determine your eligibility. You must complete a FAFSA each year and meet eligibility requirements to be considered for financial aid.

All qualified students should complete the FAFSA to be considered for federal, state, and institutional aid at UMass Boston. The FAFSA is available beginning October 1st of any given year for the upcoming academic year. We encourage students to apply early.

FAFSA Priority Application Dates

  • Returning Students: Priority financial aid is available to students who file a FAFSA by May 1st and complete all requirements by June 1st.
  • New Students: Priority financial aid is available to students who file a FAFSA by March 1st and complete all requirements by May 1st.

Three Easy Steps:

  1. Create a Federal Student Aid (FSA) ID on 
  2. Apply for aid by completing your FAFSA. UMass Boston's school code is 002222
    • Watch this video for guidance on how to complete the FAFSA via Mobile app.
  3. Use the IRS Data Retrieval Tool (DRT) to transfer federal tax data to your FAFSA application.  


How the FAFSA Works

The FAFSA generates an Expected Family Contribution (EFC). The EFC is used to determine the amount of financial aid you are eligible for from the federal government, state agencies, and UMass Boston. 

Financial need is defined as the difference between the estimated Cost of Attendance and your Expected Family Contribution (EFC) as determined by the data supplied on the FAFSA and calculated by a federal formula. Cost of Attendance changes each year and is based on direct educational costs such as tuition, fees, and direct allowances for costs such as personal expenses, transportation, and books/supplies.